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Disclosure

Birmingham Title Loan Pro operates as a service provider and does not extend loans directly. It is crucial to understand that our platform is not to be interpreted as a lender. We neither endorse any specific lenders nor charge visitors any fees.

Our role involves gathering applicants’ personal information, which is then transmitted to lenders or partners within our lending/partner network. However, the decision to utilize our website or engage with lenders is entirely voluntary, with no obligation to initiate contact with site operators or secure a loan or financial product/service from our lending partners.

It is important to note that the transmission of personal and financial information via our website does not obligate lenders or partners to offer a loan or any form of credit product or financial service. Cash transfer times may vary, and under certain circumstances, faxing information may be necessary. All inquiries regarding loans and concerns should be directed to the respective lender or loan servicer.

Birmingham Title Loan Pro facilitates short-term financial solutions designed to address immediate monetary needs. However, these services may not be available in all states, and loan amounts vary based on qualifications determined by individual lenders.

Please be aware that potential borrowers may undergo a credit check, and lenders may use major credit reporting bureaus, such as Equifax, TransUnion, and Experian, along with alternative sources, to assess credit ratings.

Key Points to Consider:

Loan Amount Variations:

The loan amounts offered by lenders are subject to variations based on individual qualifications.

Solicitation Limitations:

As Birmingham Title Loan Pro does not lend money directly, we cannot solicit loans or financial products/services. We connect borrowers with lenders or partners based on the information provided on our website, and our service is not available in all states.

Pre-payment Penalties:

While many loans offered through our platform typically do not have pre-payment penalties, we cannot guarantee that every lender adheres to this standard.

Interest Rates and Payment Terms:

Lenders and partners are solely responsible for their interest rates and payment terms. Birmingham Title Loan Pro does not control or influence these rates or payments.

Loan Approval and Funding Guarantee:

The number of applicants we can assist does not guarantee approval for a loan or financial service. Loan amounts may be limited by state law and/or the lender, and approval is at the discretion of the lender.

Car Title Loan GPS Locator:

Some lenders may require the use of a GPS locator device on the borrower’s car for car title loans. The cost and policies related to this are determined by the lender.

Faxing Requirements and Privacy Policy:

In certain circumstances, faxing may be required, and applicants are encouraged to review our privacy policy for more information.

Expense Considerations:

Loans offered through our platform can be expensive, and borrowers should explore alternative funding options. These loans are intended for short-term financial relief and should not be considered a long-term solution.

Residents of some states may not be eligible for a loan, and rejections are not disclosed to our firm. For specific details and inquiries, please contact the lender directly.

By accessing and using the services provided by Birmingham Title Loan Pro, users agree to the terms outlined in this disclaimer.