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This Privacy Policy Notice elucidates the types of Personal Information that Birmingham Title Loan Pro (“us,” “our,” “we,” or “Company”) may collect, maintain, use, or disclose during our interaction with you across our websites and mobile applications (“Platforms”). Additionally, this notice outlines the protective measures in place to safeguard this information and the instances in which we may share it with other entities.

The term “Personal Information” herein encompasses details identifying, relating to, describing, reasonably associable with, or reasonably linkable to a particular consumer or household.

This notice applies to prospective, current, and former visitors and customers (“you” or “Customers”). Our primary objective is to connect you with lenders and loan servicers (“Lenders”) to help you find financial products and services that align with your needs. To facilitate this, we may collaborate with companies collecting inquiries and share them with us, and we, in turn, may share your information with entities assisting in connecting you with various financial products and services (“Partners”).

Children:

We do not knowingly collect Personal Information from children under 18. Our Platforms are not intended for individuals under 18. If we unintentionally collect Personal Information from a child without parental consent, we will promptly delete it. If you suspect we may have such information, please contact us.

Personal Information We Maintain or Collect:

Information collected about you is primarily obtained directly from you or a Partner when you request a financial product online or by phone. The Personal Information we collect includes, but is not limited to:

• Contact information: Name, phone number, email address, and postal address.
• Identification information: Details collected when filling out forms or requesting information.
• Financial information: Data regarding income, assets, home, and vehicle.
• Employment information: Source of income, salary, and employer details.
• Demographic information: Age and date of birth.
• Audio information: Recordings of conversations with Company or Partner representatives.
• Commercial information: Information about products and purchases.

We retain this information for as long as reasonably necessary to achieve the business purposes for which it was collected.

Why We Collect Personal Information:

We collect and disclose Personal Information to identify you, confirm facts, deliver financial products, assess requests, connect you with Lenders, and assist in servicing your financial product. Other purposes include operating, maintaining, improving, and protecting our Platforms, communicating with you, and complying with legal obligations.

Sharing of Personal Information:

We may disclose Personal Information with Lenders, affiliated companies, Partners, and as required or permitted by law. This may include sharing information about your loan with credit reporting agencies, government agencies, or law enforcement.

Protection of Information and Security Procedures:

We employ physical, electronic, and procedural safeguards, including SSL technology, to protect your Personal Information. Our Platforms may contain links to third-party sites, and we recommend checking their privacy notices before providing any personally identifiable information.

Cookies:

Our Platforms use cookies to enhance your experience. You can control your browser’s cookie settings, but rejecting cookies may affect the customized services offered.

AdRoll and Other Third-Party Marketing Cookies:

AdRoll and similar technologies may be used for marketing and advertising purposes. You can opt out by visiting relevant opt-out pages.

Rights Regarding Personal Information:

You may have the right to limit sharing, access, amend, delete, or opt out of targeted advertising or sales of Personal Information. Residents in specific states have additional rights.

Additional Notice to California Residents:

For California residents, we may have sold or shared Personal Information in the last 12 months. You can opt out of this by clicking here.

Changes to Our Policy:

We reserve the right to modify our privacy policy. Changes will be communicated as required by law.

Contact Information:

For inquiries or to exercise rights, contact us at:

Birmingham Title Loan Pro

1401 3rd Ave W #108, Birmingham, Alabama 35208

Email: info@birminghamtitleloanspro.com

Disclosure 

Birmingham Title Loan Pro operates as a service provider and does not extend loans directly. It is crucial to understand that our platform is not to be interpreted as a lender. We neither endorse any specific lenders nor charge visitors any fees.

Our role involves gathering applicants’ personal information, which is then transmitted to lenders or partners within our lending/partner network. However, the decision to utilize our website or engage with lenders is entirely voluntary, with no obligation to initiate contact with site operators or secure a loan or financial product/service from our lending partners.

It is important to note that the transmission of personal and financial information via our website does not obligate lenders or partners to offer a loan or any form of credit product or financial service. Cash transfer times may vary, and under certain circumstances, faxing information may be necessary. All inquiries regarding loans and concerns should be directed to the respective lender or loan servicer.

Birmingham Title Loan Pro facilitates short-term financial solutions designed to address immediate monetary needs. However, these services may not be available in all states, and loan amounts vary based on qualifications determined by individual lenders.

Please be aware that potential borrowers may undergo a credit check, and lenders may use major credit reporting bureaus, such as Equifax, TransUnion, and Experian, along with alternative sources, to assess credit ratings.

Key Points to Consider:

Loan Amount Variations:

• The loan amounts offered by lenders are subject to variations based on individual qualifications.

Solicitation Limitations:

• As Birmingham Title Loan Pro does not lend money directly, we cannot solicit loans or financial products/services. We connect borrowers with lenders or partners based on the information provided on our website, and our service is not available in all states.

Pre-payment Penalties:

• While many loans offered through our platform typically do not have pre-payment penalties, we cannot guarantee that every lender adheres to this standard.

Interest Rates and Payment Terms:

• Lenders and partners are solely responsible for their interest rates and payment terms. Birmingham Title Loan Pro does not control or influence these rates or payments.

Loan Approval and Funding Guarantee:

• The number of applicants we can assist does not guarantee approval for a loan or financial service. Loan amounts may be limited by state law and/or the lender, and approval is at the discretion of the lender.

Car Title Loan GPS Locator:

• Some lenders may require the use of a GPS locator device on the borrower’s car for car title loans. The cost and policies related to this are determined by the lender.

Faxing Requirements and Privacy Policy:

• In certain circumstances, faxing may be required, and applicants are encouraged to review our privacy policy for more information.

Expense Considerations:

• Loans offered through our platform can be expensive, and borrowers should explore alternative funding options. These loans are intended for short-term financial relief and should not be considered a long-term solution.

Residents of some states may not be eligible for a loan, and rejections are not disclosed to our firm. For specific details and inquiries, please contact the lender directly.

By accessing and using the services provided by Birmingham Title Loan Pro, users agree to the terms outlined in this disclaimer.

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